Jessica, do you know if Shein accepts prepaid cards or what gift cards does Shein accept? This is one of the questions my readers ask a lot. Well, I´ve got you covered.
Shein has become one of the most popular online retail outlets, so it stands to reason that they’ve implemented extensive payment policies to accommodate payment in numerous forms. But what about prepaid credit cards?
Luckily, Shein does accept payment in the form of prepaid cards. However, you may need to follow a few steps to ensure your card is verified before payment will be accepted.
That may sound like a headache, but it’s actually very straightforward. Just follow the steps below, and you’ll be getting that shipping confirmation for your paid order in no time.
Getting Prepaid Cards Accepted by Shein
According to Shein’s payment policies, they accept most major credit cards including Visa, Discover, MasterCard, and American Express.
They note, however, that a billing address must be entered at the time of purchase.
This means that you’ll need to associate a billing address with your prepaid card, which you can accomplish through the following steps:
- Locate the toll-free number for your prepaid card. This should be located on the back.
- An associate will ask you for your card information. Make sure to have the card in front of you so that you can provide the card number, security code, and expiration date.
- After verification, provide the billing address you’d like associated with your card.
- Optionally, you may wish to perform a smaller online purchase at another retailer to ensure the information has gone through.
These simple steps should allow you to use your prepaid card to make purchases at Shein with ease. If the payment still does not go through, there may be a discrepancy in your card info.
Fortunately, there are other workarounds for those who wish to use a prepaid card with Shein.
Other Ways to Pay with Prepaid Cards
Given the rise in popularity of payment apps such as Venmo, it only follows that major retailers such as Shein have begun incorporating such apps into their payment policies.
Those who cannot get their prepaid cards to work with Shein directly may wish to try using one of these apps as a suitable workaround.
Among the most common payment platforms available is PayPal. If you can use your prepaid card to add money to your PayPal account, you can then use your PayPal to make purchases on Shein.
This may feel like an unnecessary extra step, but many users who had trouble paying with their cards have verified that this method does indeed get the job done.
Shein also allows payments using Venmo, Afterpay, Klarna, and ZiP. The latter two are especially relevant to the topic at hand, as they both allow you to check out using a debit or credit card.
Try adding your prepaid card to one of these apps and see if that facilitates your payment with Shein. This is essentially the same as the PayPal method under a different banner.
If none of these methods work, don’t lose hope just yet. There’s at least one more method you may wish to try before rushing to call customer service.
What is Shein’s Gift Card Policy?
Failure to pay with a card directly would be understandably frustrating, doubly so if you find yourself unable to pay using PayPal or other third-party services such as ZiP or Klarna.
However, you might still be able to pay using your prepaid card by exploiting Shein’s gift card policy.
The use of Shein gift cards does not require a billing address. All you need is the gift card number and associated PIN.
The only way you’ll be asked for a billing address upon checkout is if your order total exceeds the balance of the gift card. This leaves only the question of how to acquire a gift card in the first place.
For this, all you need is a friend or family member that you trust. Have them acquire a gift card for roughly the amount of your intended order. Then, you can use PayPal or another payment service to reimburse them using your prepaid card.
While this may seem like a fairly roundabout way of doing things, the end result will be a successful purchase.
There is, however, one flaw with this method. Since you cannot exceed the balance of the gift card, you may wind up with money left over.
It’s your business whether you’re comfortable eating that loss, although you might consider allowing the friend who purchased the gift card to use the leftover balance themselves as payment for their assistance.
What to Do if Payment is Declined
If you’ve tried all of the above methods (or at least those you’re comfortable with) and still cannot get your card to work, there could be any number of issues that need addressing.
These include, but are not limited to:
- There may be a discrepancy between your prepaid card and the info you’re providing to Shein.
- The issuer of the card may be experiencing problems on their end.
- Shein’s website might be encountering technical issues on their payment platform.
- If using PayPal, Klarn or ZiP, these services may be encountering problems of their own.
- If attempting to repay a friend for a gift card, it’s possible there is a problem with either their own account, or possibly even the bank they use.
With such a wide array of potential issues, you’ll want to take troubleshooting one step at a time. Begin by calling Shein’s customer service line and requesting assistance with your payment.
They’ll know if the issue is on their end. If their services are running smoothly, you’ll next want to call your card issuer and double-check that they have your billing address entered correctly.
If you’ve chosen to utilize one of the above workarounds, you’ll need to call the associated service and work with them. With enough patience, the problem will get sorted out eventually.
Does SHEIN Accept Take Visa Gift Cards? >> Check out the video below:
Conclusion
Using a prepaid card with Shein truly isn’t that complicated. Calling your card issuer and associating a billing address with your card should prove effective in most cases.
However, the above workarounds should help if this for some reason proves ineffective. Simply keep at it, and you’ll be able to shop carefree in no time.