DoorDash screamed onto the food delivery scene in 2013. Within five years it had climbed its way to the second in sales for these types of services.
DoorDash accepts many forms of payment, including some prepaid cards. You can pay with most prepaid cards that have major credit card logos on them. You cannot use prepaid restaurant gift cards as payment for a DoorDash order, even if you’re ordering from that specific restaurant.
DoorDash is one of the most popular on-demand delivery services available. It’s important to know what forms of payment they accept, so keep reading to find out all you need to know.
What Prepaid Cards Does DoorDash Accept?
Most of the major credit card brands offer prepaid cards that are loaded with cash funds. Many of them are also reloadable.
DoorDash accepts prepaid cards with the Visa, Mastercard, Discover, and American Express logos on them. They’re treated just like debit cards but without being attached to any checking or savings account.
Why Can’t I Use a Restaurant Gift Card on DoorDash?
Restaurant gift cards are designed for use at specific places. DoorDash is not associated with the restaurants they pick up from, other than to simply make deliveries to customers. DoorDash is a third party.
Restaurant gift cards must be used directly with the restaurant they’re intended for. No third party business will accept those gift cards as they don’t have a way to process them.
Can I Use Any Gift Cards on DoorDash?
You can use Visa or Mastercard gift cards, as well as American Express and Discover gift cards. These are technically prepaid cards that aren’t reloadable.
Your other option is to get a DoorDash gift card. DoorDash has its own gift cards that it launched to try to compete with restaurants.
You can purchase them from Amazon, Best Buy, Walmart, or Paypal.com.
What Are the Benefits of Using Prepaid Cards on DoorDash?
Prepaid cards are not attached to any bank account. That means that even those who don’t have bank accounts set up have an option for using a debit card to pay for products and services that’s more convenient than cash.
You don’t have to worry about qualifying for an account with your credit when you use prepaid cards. You also cannot rack up a mountain of debt by using a prepaid Visa, Mastercard, American Express, or Discover.
Many prepaid cards are reloadable. If you spend all the money you had deposited onto your prepaid card, most of them are reloadable.
You’ll just need to call or stop by one of the many places available to reload your prepaid card.
What Are the Cons of Using Prepaid Cards on DoorDash?
The biggest con with prepaid cards is they need to be reloaded sometimes and many of them charge fees to add more money.
When you’re looking for a prepaid card to use, make sure to look at the cost of reloading the card. The fees range from nothing to nearly $10 sometimes.
You should also look into any monthly fees and how much a card costs initially. Some of them have fees while others do not.
How Do I Use a Prepaid Card on DoorDash?
Using a prepaid card on DoorDash is much like using a traditional debit or credit card. You start by making or signing into your DoorDash account. Then you need to add your form of payment.
Go to the Account menu and select Credits and Gift Card. If you have a prepaid Visa that is reloadable and has a card number just like a traditional debit or credit card, then you’ll enter it into your account file just like a credit card.
If your prepaid Visa is just a gift card that doesn’t feature the reload option, then you’ll need to scratch off the grey foil strip to get to the card’s PIN underneath.
Once the information has been added to your account, you can select the card as your form of payment.
Do Prepaid Cards Get Declined?
A prepaid card can get declined just as a traditional credit or debit card does. Cards decline for a number of reasons. However, the number one reason a card gets declined is because there aren’t enough funds to cover the purchase you’re trying to make.
Prepaid cards can get declined for the same reason, a lack of funds. Should that happen to you, you’ll need to make a deposit before you’ll be able to pay for anything else with your prepaid card.
How Long Does It Take for Money to Show Up on a Prepaid Card?
When you go to a retailer that reloads your prepaid card for you, it shouldn’t take long.
In general terms, you walk in, tell the employee what you’re needing to do. You tell them how much you want on the card and they process your request.
Once the transaction is complete at a physical location like Walmart, CVS, or Kroger, your money should show up almost immediately. At the most, it should only take about a few minutes.
Can I Deposit Money on a Prepaid Card Electronically?
You have the option to reload your prepaid card through the website for your card. You can also set up a recurring direct deposit onto the card.
Just as with allowing an employee at one of the available locations to reload your card should produce immediate results to your balance, so does reloading online.
You can also monitor the website or app for your card to see what your balance is, as well as make any prepaid card changes that become necessary.
Conclusion
DoorDash does accept prepaid cards that have any of the major credit card logos on them. You’ll use them on the app or website just like you would any other type of debit or credit card.
While you cannot use restaurant gift cards on DoorDash, you can certainly purchase DoorDash gift cards at any participating retailer.
They come in the standard amounts or you can designate your own special amount.